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World-Class Brokerage Services from E.J. Adams

Mortgage Instruments Purchased

"From $10,000 to $10,000,000"

  • FIRST MORTGAGES
  • SECOND MORTGAGES
  • WRAP-AROUND MORTGAGES
  • CONTRACTS FOR SALE
  • LEASE PURCHASE AGREEMENTS
  • CONTRACTS-FOR-DEED
  • FIRST & SECOND DEEDS OF TRUST
  • PURCHASE MONEY MORTGAGES
  • REAL ESTATE LIEN NOTES
  • REAL ESTATE LAND CONTRACTS
  • STRUCTURED INSURANCE SETTLEMENTS
  • DIVORCE SETTLEMENT LIENS

Methods of Purchasing

  • Whole note full purchase
  • Partial note purchase
  • All or partial purchase of balloon payments
  • Reverse Partials
  • Multi-stage pay outs
  • Split payment partials

Terms

We will buy Monthly, Quarterly, Annual, and Interest Only payments, Any Interest Rate, Any term of loan.

Property Types

  • SINGLE FAMILY RESIDENTIAL
  • DUPLEX, TRIPLEX, FOURPLEX
  • APARTMENTS
  • INCOME PROPERTIES
  • IMPROVED LAND/SMALL TRACTS
  • RECREATIONAL & RESORT
  • COMMERCIAL
  • IMPROVED LOTS
  • MOBILE HOMES WITH LOT
  • FARM & RANCH
  • CONDO
  • MOTELS
  • VACANT LAND
  • PORTFOLIOS

National Note Selling

We have a widespread marketing area serving clients nationwide. In fact, we presently represent over 30 real estate mortgage investors in all 50 states, as well as several regional and local note purchasers.

Each note is reviewed and quoted individually 24 hours from receiving it. Our large volume allows us to offer extremely competitive buy rates. Depending on the type of loan we absorb fees for appraisal, title insurance, closing and processing. Same Day Quotes - No Additional Costs Discounting Always a sensitive area. Discounts are determined by several factors, including:

  • Current Market Conditions
  • Type of Real Estate Securing the Mortgage
  • Loan-To-Value Ratio
  • Discounted Loan-To-Value Ratio (ITV)
  • Seasoning
  • Interest Rate Of Note
  • Payor's Credit
  • Verifiable Payment History
  • Investor Yield Requirements
  • Remaining Term To Maturity
  • Residential / Owner Occupied Versus
    vs. Non-Owner Occupied
  • Balloon Maturity
  • Fair Market Value
  • Lien Position

Structuring - Realtors, Builders, Owners

Many sellers are not aware that a note can be structured before a property sells to assure the maximum price and the minimum discount. The purchase of these notes can be simultaneous with the property sale closing. We will professionally structure notes when we are involved in the purchase.

To sell a note CLICK HERE